Auto Insurance

Having the right auto insurance policy can help protect you financially if you are involved in an accident or your vehicle is damaged. An auto insurance policy is designed to provide you with a layer of protection against property, liability and medical costs following an accident. But choosing the right auto insurance can be overwhelming. Reach out to our agency today to learn more about auto insurance and find the policy that’s right for you.

What Do Auto Insurance Policies Cover?

Depending on the policy you choose, your coverages will vary. Here are some of the most popular coverages:

• Collision coverage—This covers damage to your vehicle caused by a collision, regardless of who’s at fault.

• Liability coverage—This covers bodily injury you cause to others.
• There are two kinds of coverage included in liability insurance:
  • Property damage liability—This coverage helps pay for damage to the other driver’s property (e.g., their car).
  • Bodily injury liability—This coverage helps pay for medical bills and sometimes death benefits for the other person involved in the wreck.

• Medical payments (MedPay) coverage—This covers you and anyone else in your car for medical payments, regardless of fault.
• Uninsured/underinsured motorist coverage—This covers injuries to you cause by an uninsured or underinsured vehicle.

• Comprehensive coverage—This covers damage to your vehicle other than by collision such as fire, theft, vandalism or glass.

There may be additional coverages that will be necessary based on your unique situation. Be sure to ask our agency how we can tailor your auto coverage to your needs.

How to Get Auto Insurance

Holman Insurance Agency is committed to helping you find a policy to fit your specific needs. Reach out to us today to start the conversation or to get a quote.